Our mandate to provide interest-free loans to the Jewish community helps to promote self-sufficiency with dignity. By providing loans rather than charity, Toronto Jewish Free Loan Cassa (G’milath Chasodim) Association provides an important service to individuals and families in our community.

TJFLC has been providing interest-free loans to members of Toronto’s Jewish community for over eighty years, even prior to its incorporation on July 12, 1924.

TJFLC is the amalgamated organization that combines the loan services of Toronto Hebrew Re-Establishment Services, Loan Cassa and Educational Loan Program, offering personal, business and student loans to community members in need.

Our loans are helping a broad range of Toronto Jewry with a variety of needs including education, personal and business opportunities. There are approximately 550 active loans outstanding, with a total value of $1.5 million dollars.
Types of loan
Economic Opportunity Start-Up Business Loans of up to $15,000 are available to members of the Jewish community. These loans have a small administrative fee. Loan applicants must have a business plan leading to financial enhancement or independence.

Educational Loans of up to $7,500 are available to members of the Jewish community. These loans are granted to assist with the expenses of post-secondary education and are restricted to programs offered by institutions approved by the Ministry of Education. Since TJFLC educational loans are intended to supplement existing scholarship assistance programs, all educational loan applicants must show proof of application to the applicable government-supplied student financial aid program or programs.

Personal Loans of up to $5,000 are available to members of the Jewish community, to assist persons during temporary times of need. TJFLC will also assist needy and qualifying individuals with loans of up to $5,000 to assist with the expenses of Jewish Life Cycle events.

TJFLC gives loans for a multitude of purposes, but our focus is singular. We have a communal responsibility to the completion of Tikun Olam by assisting people to become independent and self-sufficient.

Toronto Jewish Free Loan Cassa was formed with the goal of Helping People To Help Themselves with interest-free loans.

Our mandate to provide interest-free loans to the Jewish community helps to promote self-sufficiency with dignity. By providing loans rather than charity, Toronto Jewish Free Loan Cassa (G’milath Chasodim) Association provides an important service to individuals and families in our community.

TJFLC has been providing interest-free loans to members of Toronto’s Jewish community for over eighty years, even prior to its incorporation on July 12, 1924.

TJFLC is the amalgamated organization that combines the loan services of Toronto Hebrew Re-Establishment Services, Loan Cassa and Educational Loan Program, offering personal, business and student loans to community members in need.

Our loans are helping a broad range of Toronto Jewry with a variety of needs including education, personal and business opportunities. There are approximately 550 active loans outstanding, with a total value of $1.5 million dollars.